STATEMENT AND UNDERSTANDING REGARDING
ACCIDENTS, INJURIES AND INSURANCE

PLEASE TAKE NOTICE THAT MRD HOLDINGS, LLC OWNS THE LAND AND BUILDING UPON WHICH THE BUSINESS OF KID ACADEMY, INC. OPERATES. KID ACADEMY INC. OWNS THE CONTENTS OF THE BUILDING AND VEHICLES.

I UNDERSTAND AND AGREE THAT KID ACADEMY, INC. AND MRD HOLDINGS, LLC ARE NOT INSURERS FOR ACCIDENTS OR INJURIES ON ANY PREMISES OWNED, OCCUPIED OR UTILIZED BY THEM IN ANY MANNER, INCLUDING THE SCHOOL PREMISES AND ANY PREMISES FOR FIELD TRIPS, SPONSORED PRODUCTIONS OR OTHER EVENTS.

I FURTHER UNDERSTAND AND AGREE THAT KID ACADEMY, INC. AND MRD HOLDINGS, LLC DO NOT CARRY ACCIDENTAL INSURANCE FOR SUCH ACCIDENTS OR INJURIES ON ANY PREMISES, INCLUDING ANY COVERAGE FOR THEIR EMPLOYEES, AGENTS, REPRESENTATIVES, OWNERS, STOCKHOLDERS, AND MEMBERS.

I FURTHER UNDERSTAND AND AGREE THAT KID ACADEMY, INC., MRD HOLDINGS, LLC, AND ANY OF THEIR EMPLOYEES, AGENTS, REPRESENTATIVES, OWNERS, STOCKHOLDERS, AND MEMBERS, CANNOT BE HELD LIABLE FOR ANY NON-NEGLIGENT/ACCIDENTAL INJURIES REGARDLESS OF WHERE OR HOW SUCH ACCIDENT OR INJURY OCCURS.

KID ACADEMY, INC. AND MRD HOLDINGS, LLC EACH CARRY GENERAL LIABILITY INSURANCE COVERING ONLY NEGLIGENT ACTS OR OMISSIONS OF COVERED PERSONS AND PROPERTY, AND ANY CLAIM WILL BE INVESTIGATED ON THE MERITS AND DETERMINED BY THE INSURER WHETHER OR NOT THE CLAIM IS COVERED.

KID ACADEMY, INC. CARRIES FULL AUTOMOBILE LIABILITY COVERAGE, INCLUDING UNINSURED AND UNDERINSURED COVERAGE. ANY CLAIM ARISING FROM THE USE OF ANY AUTOMOBILE OWNED BY KID ACADEMY, INC. WILL BE INVESTIGATED ON THE MERITS AND DETERMINED BY THE INSURER WHETHER OR NOT THE CLAIM IS COVERED.

I UNDERSTAND AND AGREE THAT, BY SIGNING THIS POLICY, I HEREBY BIND ALL PARENTS, GRANDPARENTS, RELATIVES, AND GUARDIANS TO THE CONTENTS AND UNDERSTANDING SET FORTH IN THIS POLICY, AND I WILL INFORM ANY SUCH PERSON(S) PICKING UP MY CHILD(REN) OF THIS POLICY.